Turn Your Rental Income Into More Investment Opportunities
No tax returns. No income verification. Built for investors ready to scale. Close in 2 weeks after appraisal.
What If Your Next Loan Didn’t Depend on Your Personal Income
Most investors don’t realize this…
You can qualify for financing based on the income your property generates—not your job, not your tax returns, and not your W-2.
That’s the power of a DSCR loan.
And once you understand how to use it properly, it changes how you grow your portfolio—permanently.
What Is a DSCR Loan?
A Debt Service Coverage Ratio (DSCR) loan is designed specifically for real estate investors.
Instead of qualifying based on personal income, lenders evaluate:
✔ Rental income from the property
✔ Property cash flow
✔ Debt coverage ratio (DSCR)
Simple Breakdown:
- DSCR = Rental Income ÷ Loan Payment
- DSCR ≥ 1.0 = Property covers its own debt
- DSCR > 1.0 = Positive cash flow
Why Investors Prefer DSCR Loans:
✔ No personal income verification
✔ No tax returns required
✔ Fast approvals
✔ Scalable financing for multiple properties
Cash-Out Refinance: Unlock Equity and Reinvest
This is where experienced investors gain leverage.
Instead of letting equity sit idle inside your property…
You can:
✔ Pull cash out
✔ Reinvest into new properties
✔ Expand your portfolio faster
✔ Increase long-term cash flow
Who DSCR Loans Are Designed For
This program is ideal for:
✔ Real estate investors (new or experienced)
✔ Landlords building rental portfolios
✔ Airbnb / short-term rental operators
✔ Investors seeking cash-out refinance
✔ Self-employed borrowers
DSCR Loan Features & Benefits
✔ Loan amounts up to $2M+
✔ Rates starting at 5.39%
✔ Up to 80% LTV (varies by deal)
✔ No income verification
✔ Interest-only options available
✔ 30-year fixed options
✔ Entity (LLC) borrowing allowed
✔ Unlimited properties (portfolio scaling)
We Don’t Just Offer DSCR Loans... We Help You Scale
Most lenders stop at approval.
We don’t.
At CREI Funding, we help you think beyond the transaction:
✔ When to refinance vs hold
✔ How to structure your next acquisition
✔ How to recycle capital efficiently
✔ When to transition into larger deals
How the Process Works
Step 1: Apply
Submit a quick pre-qualification request
Step 2: Property Review
We evaluate rental income and deal structure
Step 3: Approval
Fast approval based on property performance
Step 4: Close & Scale
Access capital and move on your next opportunity
What Happens After Your First DSCR Loan?
This is where most investors plateau.
But the right strategy leads to:
✔ Portfolio expansion
✔ Bridge financing opportunities
✔ Ground-up development
✔ Larger multifamily deals
We Help You Map that Path
Ready to Leverage Your Rental Income?
Stop letting traditional lending slow you down.
Let’s structure your next move the right way.
Contact Us, to Get Your Next Real Estate Deal Funded, TODAY!
Imagine having a Funding Partner who not only understands Your Wants, Desires, and Goals; but, will Help You to Achieve them, every step of the way.
At NO COST to you... You will receive Care, Respect, and a Friend. Also, at No Cost to you... You will receive Consultation and as a Client we Provide a Service to Boost Your Personal and Business Credit.
Contact Us, TODAY and Let's Discuss Moving Your Next Deal Forward!