Frequently Asked Questions

When it comes to Real Estate Loans such as Fix and Flip, Fix and Rent, Ground Up (Construction Loans), Residential Developments, Stabilized Bridge, Single Rental, and Rental Portfolio Loans... YES, we are Direct Lenders. 

We provide a variety of loans for all types of residential and commercial real estate investment properties; including Fix and Flip/Rent, Construction Loans, Stabilized Bridge Loans, Developer Loans, DSCR Loans, Earnest Money Deposits to Loans for purchasing Storage facilities, Office Buildings, Retail Spaces, Warehouses, Industrial properties, Multi-Family, RV Parks, Hotels/Motels, Mobile Home Parks, Commercial Developments, and more.

We can also set you up with a Line of Credit (LOC), via our parent company NextLevel Business Solutions.

Our Home Page is very informative, and should answer most of your questions. 

Give us a call or send us an email: Contact@CREIFunding.com and we'll be happy to discuss fulfilling your needs for financing.

Yes, we do... We lend and provide loans, in all 50 States. 

No, currently we only lend to registered businesses, in the United States. 

YES!  CREI Funding makes soft deposit easy and fast, increasing your chances for a successful deal. 

 Minimum $25,000. There is no maximum, but additional scrutiny exists for deals with EMD > $1m. We are here to help you with the most ambitious investments. 

Our pricing is tailored to the terms of your transaction:

• Set-up fees: $1,000 - $3,000, depending on a State where you’d like us to set up the LLC
• Call option premium: determined based on the amount of your EMD and duration of the refundability period

We have  minimal entry requirements to make the application process swift and the financing decision guaranteed.

The requirements for EMD financing are:

• Property type: both commercial and residential real estate to be acquired for investment purposes
• US-based deals: we cover all states except CA, HI, UT, VT and KS
• PSA is negotiated between a seller and a buyer but has not yet been signed
• Minimum Soft Deposit amount: over $25,000
• Minimum Soft Deposit term: from 30 days before the deposit becomes non-refundable
• Earnest Money Deposit is fully refundable and held by an escrow agent in a "sole order" escrow for the benefit of the buyer.
• We will request the client to work with one of the top 10 US title companies or our partner title company.

Call and Schedule an appointment, so that you can have your EMD in 48 hours. 

For approval, we need you to upload an UNSIGNED PSA for your deal, complete the questionnaire through your account, and go through the ID verification. We will review your application within 24 hours. 

 An Earnest Money Deposit (EMD) is a refundable deposit made to demonstrate a buyer's serious intent to purchase a property, while a down-payment is a non-refundable upfront payment that goes towards the purchase price of the property.  

Rates will vary depending upon the type of loan you need, your FICO score, and your experience, as a real estate investor.

However...

• DSCR rates starting as low as 5.9%*
• Bridge rates starting as low as 9.25%*
• 75%* ARLTV for eligible Fix and Flip Loans

It all depends on the type of loan you request and need. If it's our direct private loans, it can take up to 14-days, from receiving the appraisal report, depending on your speed of response, and other factors, which we can discuss. 

If you need an SBA loan, from our years of experience in providing these loans, it can take anywhere from 45-90 days. Again, depending upon your speed of submitting requested documents and other factors regarding the property.

If you need quick cash, we can arrange to get it to you in 24 -72 hours, via our Parent Company NextLevel Business Solutions.

  Yes, we collaborate with investors, through equity partnerships, to fund viable real estate ventures. Contact us to discuss.

 You can begin by visiting our website at https://creifunding.com, emailing us at contact@creifunding.com, or calling us at 877.799.5403. 

  Yes, we can provide pre-approval letters to strengthen your purchase offers. 

For our DSCR Loan, a 660 minimum is required. For our Fix-N-Flip and Fix-N-Rent, greater than 620 FICO, and Ground Up Construction Loans, a 680 minimum score is required.

If your credit score needs a boost, schedule an appointment and let's discuss boosting your scores and Building your Business Credit, to where they need to be, to maximize higher levels of success.

 Absolutely, we offer refinancing options to help investors improve terms or access equity. Contact us, to discuss having us refinance your property.
 

 Yes, we offer solutions to lease or finance equipment essential for property management and development. 

At CREI Funding, we provide every investor loan imaginable, for Residential and Commercial Real Estate. We don't provide mortgages for residential home ownership.

However, if you need a business loan or want to provide consumer financing, our parent company Next Level Business Solutions is more than willing to accommodate you. Contact@NextLevelBusinessSolutions.us